California Consumer Privacy Act Notice at Collection Rev. 1/2020
To comply with our regulatory obligation under the California Consumer Privacy Act ("CCPA"), American First National Bank is required to notify you of the personal information we collect. This notice applies solely to customers, users, and others who reside in the State of California ("Consumers" or "you"). Information about how we collect, use, and disclose your personal information can be found in our California Consumer Privacy Act Policy.
We collect the following information from consumers for account administration if you are a customer of American First National Bank:
| Category of Personal Information | Purpose |
|---|---|
| Identifiers such as a real name, alias, postal address, online identifiers, email address or unique personal identifier or other similar identifiers. | To approve or decline loan or deposit account applications; To service those products and services you have with us; To consider your job application for hiring; and with consultants and auditing firms, with information disclosed for institution risk analysis and mitigation. |
| Any information that identifies, relates to, describes, or is capable of being associated with a particular individual, including, but not limited to, name, signature, Taxpayer I.D. such as a social security number or Employer Identification Number, physical characteristics or description, birthdate, address, telephone number, passport number, driver's license or state identification card number, employer, bank account number, credit card number, e-mail, or any other financial information, such as tax returns. | To approve or decline loan or deposit account applications; To service those products and services you have with us; To consider your job application for hiring; and with consultants and auditing firms, with information disclosed for institution risk analysis and mitigation or comply with a legal or regulatory obligation. |
| Characteristics of protected classification under California or federal law such as race or gender. | To comply with our regulatory obligation. |
| Commercial information, including records of personal property, or products or services purchased, obtained, or considered. | To approve or decline loan or deposit account applications; To service those products and services you have with us; To provide auditing firms with information disclosed for institution risk analysis and mitigation or comply with a legal or regulatory obligation. |
| Internet or other electronic network activity information, such as account numbers, Internet Protocol (IP) address. | To support internal operations of our debit card valet, website, mobile app or to comply with a legal or regulatory obligation. |
| Geolocation, including electronic network activity information pulled from a device which can be used to identify the precise location of an individual. | To determine country and time zone to support the internal operations of our website or offer products or services to you, and not for any other purpose. |
| Visual or similar information. | To protect, detect, investigate, report and seek to prevent financial crime. |
| Professional or employment-related information. | To conduct research or to assess job qualifications if you submitted an application for employment; To open an account or to make a loan to you. |
| Inferences drawn from any of the above. | To offer products and services to you, conduct investigations, or comply with our regulatory obligations. |