Personal Savings
Personal Savings

Type Of Account Minimum to Open Minimum Daily Balance To Avoid Maintenance Fee Account Maintenance Fee
(If daily balance is below minimum daily balance.)
Interest Bearing / Interest Compounding and Crediting Method Account Features Transaction Fees and Limits Recommended and Designed Especially For Negative Collected Funds Charge
PERSONAL SAVINGS $100.00 $100.00 $7.00
per quarter
Compounded quarterly and paid quarterly(1)
  • Quarterly Statement
    Federal law limits transactions to 6-debits per statement cycle.(2)
Excess debit charge $1.00 per debit in excess of 6 debits Individuals who want to save 17.9% Interest
CHILDREN'S SAVINGS N/A N/A N/A Compounded quarterly and paid quarterly(1)
  • Quarterly Statement
    Federal law limits transactions to 6-debits per statement cycle.(2)
Excess debit charge $1.00 per debit in excess of 6 debits Children under the age of 18 17.9% Interest
  1. If account is closed prior to end of statement, no interest will be paid for that statement period.
  2. Federal law may impose additional limitations.

Monthly service fees are based on daily balances. Fees can reduce earnings on the account, and interest rates are determined by the bank, based on current market indicators. Rates are subject to change daily.



CDs and IRAs

Certificates of Deposit (CDs)
and
Individual Retirement Accounts (IRAs)
TERMS
REGULAR CD - $1,500.00 up to $99,999.00* 32 days
90 days
180 days
270 days

16 months
18 months

1 year
2 years
3 years
JUMBO CD - $100,000.00 or greater* 14 days
32 days
60 days
90 days
120 days
180 days
270 days

16 months
18 months

1 year
2 years
3 years
INSTALLMENT CD - $2,500.00 or greater* 1 year
2 years
3 years
IRA - $500.00 or greater* 18 months

1 year


*Minimum opening balance.

Please contact your local branch for current interest rates.

 

 

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